The global pandemic has illuminated the importance of good internet connectivity at home. More than just a nice-to-have perk, high-speed internet is crucial for telework. But according to the Federal Communications Commission, approximately 18 million Americans don't have access to broadband, and the vast majority of those unconnected Americans reside in rural areas.
As you wind down your career, it's a good idea to take stock of your retirement planning while you still have some time to make any necessary changes to ensure a successful and comfortable retirement. If you plan to retire in the next five years, here are some important steps to take now.
Throughout your career, goal-setting helped you stay focused, reach major milestones and feel a sense of personal achievement and satisfaction. But what about life after retirement?
Once you've transitioned from working to retirement, setting objectives for yourself may not seem as useful. But a life without goals can feel somewhat lackluster, which is one reason why many new retirees can feel a little adrift in their newly carefree lives. Here's what you need to know about how to set goals...
What is voluntary life insurance, and is it something you need? This optional life insurance benefit, which may also be referred to as supplemental life insurance, is generally offered through an employer in addition to the basic life insurance policy that is often provided as an employment benefit.
Refinancing your student loans with a cosigner could improve your approval chances as well as possibly get you a lower interest rate than you’d get on your own.
However, you don’t have to refinance with a cosigner if you meet the lender’s underwriting criteria on your own.
If you’re wondering how to refinance student loans without a cosigner, here’s what you should know:
The need for additional care as a person ages can put retirees and their loved ones in a difficult spot. All parties want to ensure the best possible care, but costs can be a significant worry for people on a fixed income as well as their families.
The high probability of expenses tied to care can leave retirees wondering: How much does assisted living cost? Will insurance coverage take care of assisted living, or will I be paying out-of-pocket?
Staying active in retirement is important, but it's become more difficult in the modern world. We already live in a digital world where most work and leisure are done in front of a computer or TV screen instead of on one's feet, and now the coronavirus pandemic has decreased our opportunities for social and outdoor activities. Everyone's become more sedentary — and that could be a problem for retirees.
Inheritance theft is a serious and underreported problem. You might assume that an estate plan is all you need to ensure that your wishes are carried out. Unfortunately, there are many ways that an unscrupulous family member, executor or trustee could get around your estate — and then it's up to your heirs to resolve the matter in court.
Webull is a mobile-first brokerage platform that offers a unique community-driven experience. Its very well-designed mobile app prioritizes ease of use, helping beginners jump right into the world of investing. However, learning on Webull’s platform is held back by comparatively thin educational materials and only so-so customer service. Meanwhile, a lack of access to common asset classes could limit the app’s usefulness for more experienced investors.
It can be difficult to think about mortality, especially when it comes to parents or other loved ones. But preparing for the legal and financial issues that may arise after a family member's death is an important part of financial planning, and not doing so can cause immense strife within a family.
If you are a named beneficiary in a will, knowing your rights and responsibilities ahead of time can help you navigate some potentially difficult processes. Here's what you need to know.
Some presidential campaign promises are guaranteed to affect the lives and finances of everyday Americans. Banking industry reforms may not seem like one of them.
Founded in 2011, Bitstamp is a well-established cryptocurrency exchange platform with just over 30 available cryptos. While this may be a smaller array than some exchanges, it’s more than enough to satisfy most beginners, and its simplified fee structure makes it an easier (albeit slightly pricier) point of entry for newbies. That sa...
Bond ratings help investors understand the risks involved in buying fixed income securities. They are issued as letter grades by ratings agencies to signal which are more or less likely to reliably make interest payments and return the money they borrowed once a bond reaches maturity.