The Covid-19 pandemic has led to a number of changes in how we access medical care, including the rise of telehealth. This service allows patients to consult their doctors from home via telecommunication services. Understanding how Medicare telehealth works and what it covers can help Medicare beneficiaries navigate this emerging medical service and receive the care they need.
Figuring out when you and your spouse will each take Social Security retirement benefits can be a complex decision with unintended consequences. It’s important to understand how each spouse’s claiming decisions can affect you both. That’s why it’s important to think through your claiming strategies before either of you are ready to retire.
Though age discrimination in the workplace has been illegal since the passing of the Age Discrimination in Employment Act of 1967, the law has not eliminated the issue of discrimination against workers because of their age. Here's what you need to know about what qualifies as age discrimination in the workplace and how to respond if you feel you have been the target of age discrimination in employment.
Term life insurance is sold for a specific term — often 10, 20 or 30 years. Many insurance customers outlive the term and then have to determine what to do after the policy expires.
Whether you are planning ahead for when your term life insurance policy expires or you have already seen it happen, here's what you need to know about your options moving forward.
The housing market continues to burn red-hot these days, with demand far exceeding supply. So when is it a good time to buy a house? As difficult as this question and situation can be for any prospective homebuyer, it can be even worse for first-time homebuyers, those with credit issues and anyone offering a low down payment.
Picking up a prescription at a retail pharmacy is the norm for most patients who only have an occasional need for medication. These retail pharmacies also offer snacks, toiletries, and other shopping needs which can help individuals handle their errands all in one place — however, retail pharmacies are unlikely to create a long-term relationship between the pharmacist and patient.
A long-term care pharmacy typically services patients who have chronic ailments....
Adult children may find themselves responsible for making major financial decisions for their aging parents, especially when it comes to life insurance. While many retirees assume they no longer need a life insurance policy after reaching their golden years, there are several reasons why you may feel more confident about your and your parents' finances if they have a life insurance policy in place.
Quick! Name a topic you’d like to think about less than needing expensive medical care in your old age.
And we’re with you. The incalculable costs of living comfortably as a senior citizen are not at the top of our list either.
But women ignore the issue at their peril. According to the Administration for Community Living, people who arrive at the age of 65 these days will have a 70% chance of needing some sort of long-term care...
A common question among frugal Medicare beneficiaries is: "Can you have more than one Medicare supplement plan?"
While the short answer is no — by law, Medigap insurance providers are not allowed to sell more than one such plan to any one beneficiary — it's important to understand how these Medicare supplement plans work so you can make the best decision for your financial and health care needs.
Tipping can feel like a minefield, especially as we enter our third year of COVID-19. You want to be generous to waitstaff, baristas and that DoorDash driver who always remembers the extra chili sauce with your dim sum, but the early pandemic urge to give massive tips just isn’t sustainable.
Medicare and Medicaid are similar-sounding programs, but they work in different ways to help older Americans pay for medical care. Understanding how each program operates is an important part of preparing financially for retirement health care.
Although crime has generally plummeted during the pandemic due to the radical disruptions it brought to normal life, some sectors have seen the opposite...
Knowing the most commonly stolen items from homes can help you protect yourself from savvy thieves who are taking advantage of pandemic-related changes to our routines to enrich themselves.
If you are caring for a loved one with dementia or Alzheimer's disease, you may be worried about how to best help your family member as their needs change. While living at home may be the right choice currently, your loved one might eventually need more care than you and your family can give at home, so it's important to understand your long-term care options.
The global pandemic has illuminated the importance of good internet connectivity at home. More than just a nice-to-have perk, high-speed internet is crucial for telework. But according to the Federal Communications Commission, approximately 18 million Americans don't have access to broadband, and the vast majority of those unconnected Americans reside in rural areas.